Welcome to the China CITIC Bank International.

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Personal Loans

Financial Freedom

From Personal Installment Loans to Lines of Credit to Secured Overdrafts, we can provide the flexibility to manage your cash flow efficiently.

Installment Loans

Easy Loan

Our Easy Loan accepts any types of income proof and allows you to get handy cash.

  • Loan amount up to 6 times of monthly salary or HK$500,000 (whichever is lower)
  • Loan tenor as long as 60 months

Personal Installment Loan

Our Personal Installment Loan helps you achieve your goals and manage your financial affairs with ease.

  • Loan tenor as long as 84 months
  • Loan amount up to HK$1,200,000

Debt Consolidation

Our specialist will look into your financial situation and tailor a flexible loan transfer plan to meet your requirements.

  • A better solution to manage various credit cards, tax and personal loans
  • Flexible loan tenor up to 84 months

Overdrafts

Personal Line of Credit

Our flexible and cost-efficient Personal Line of Credit can make your dreams a reality.

  • Standby credit limit up to HK$600,000
  • No interest levied on unused credit
  • Flexible repayments

CITICfirst Standby Secured Overdraft Facility

Our CITICfirst Standby Secured Overdraft Facility consolidates your assets to help you gain a higher overdraft facility.

  • Credit limit updated daily, to reflect your current and newly added pledged asset value
  • No annual fee
Ways To Bank With Us

Be served by our professional staff at our branches, or opt for self-service banking via our automated channels — the choice is yours.

Careers

We offer a range of rewarding careers from trainee to management level.

See our job listings

CITIC Group

Tap into the vast resources and network of our parent bank China CITIC Bank and our ultimate shareholder, CITIC Group Corporation.

Essential links

China CITIC Bank International is:

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